Logan Mohtashami is a renowned expert in the mortgage and housing ecosystem, recognized for his insightful analysis and commentary on the U.S. economy and real estate market. Mohtashami is a lead analyst for HousingWire and is a regular contributor on the HousingWire Daily podcast. With a background spanning over two decades in the mortgage industry, Mohtashami — nicknamed “Chart Daddy” — has the remarkable ability to decipher complex economic data and translate it into understandable, actionable insights. This knowledge has made Mohtashami a sought-after commentator and his expertise has been featured extensively in news outlets, including CNBC, where he is a frequent guest.

Jason Michaels is an award-winning magician, keynote speaker, two-time TEDx presenter, and best-selling author who has inspired and amazed audiences in fifty countries around the world.

Jason is dedicated and passionate about helping people overcome adversity and conquer the day by empowering them with the RESILIENCY and SUCCESS tools that helped him overcome “the impossible” in his own life.

He has been featured on Penn & Teller: Fool Us, Stabal TV, Huckabee, in The New York Times, and in multiple industry magazines.

Jason is the author of the Amazon best-selling book "You Can Do the Impossible, Too!" His book details his “impossible” journey of overcoming a debilitating neurological disorder to become a success in business and in life.

Branch Manager, AnnieMac Home Mortgage

Youssef is a Certified Mortgage Planning Specialist (CMPS). He knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.

Founder & CEO, Bridge AIvisory
www.bridgeAIvisory.com | 716.402.6041

Brooke Anderson-Tompkins is the Founder and CEO of Bridge AIvisory, where she helps executives cut through the noise of emerging technologies and make confident, mission-aligned decisions in a rapidly evolving AI landscape. Known for her clarity-first approach, Brooke partners with leaders who are overwhelmed by competing priorities, shifting policies, and an oversaturated market of “AI hype.”

Her work goes beyond implementing tools. Brooke focuses on what organizations are actually trying to solve, and how to align strategy, people, technology, and governance to drive real outcomes. She believes one-size does not fit all, and that responsible AI is not just a regulatory requirement but a leadership advantage. Through thoughtful frameworks and human-centered design, she helps companies bridge silos, build trust, and embrace innovation sustainably.

Jeff Finley

Principal and CEO, Valuation Services AMC, LLC
National Appraisal Coverage

A licensed appraiser since 2007, Jeff understands the inner workings of appraisals from an author’s perspective. In 2016, he founded Valuation Services on the premise of providing a personalized experience to clients big and small. Jeff has amassed many meaningful business relationships over his career and understands the value in these partnerships. He had worked tirelessly to maintain trust and assemble a top-notch team that shares his vision. Jeff lives with his wife and family in NJ, he enjoys spending his extra time coaching his kids’ sports teams and traveling.

Senior Vice President, National Sales, Foundation Mortgage Corp.
With over 20 years of experience in wholesale and third-party origination, Sam Bjelac is a respected leader known for building high-performing sales teams and driving growth across the Non-QM and conventional mortgage markets. As Senior Vice President of National Sales, TPO at Foundation Mortgage, Sam oversees the company’s expanding national sales strategy, empowering brokers with common-sense lending solutions and responsive support. Before joining Foundation Mortgage, Sam held senior leadership roles at Carrington Mortgage Services, LendingOne, Sprout Mortgage, and CoreVest Finance, where he led national sales initiatives and helped shape innovative lending programs that strengthened broker relationships and market reach. Sam holds an MBA in Finance from the University of Baltimore and a BS in Marketing from West Virginia University. His leadership philosophy centers on partnership, accountability, and helping brokers build lasting success on a rock-solid foundation.

Blake Boss, MBA is Head of Mortgage Sales at ActiveComply, a leading compliance technology provider helping mortgage lenders, banks, and financial services firms manage digital marketing, social media, and remote work compliance through automated solutions.

In his role, Blake leads mortgage-focused sales strategy and partnerships, working closely with lenders and industry leaders to address evolving regulatory requirements while enabling compliant growth. He is deeply involved in helping mortgage organizations mitigate risk across online marketing channels, loan officer activity, and distributed workforces.

Blake brings a strong blend of mortgage industry knowledge, sales leadership, and compliance expertise. He is a frequent contributor to industry conversations around digital compliance, regulatory change, and best practices for maintaining oversight without slowing production.

He holds a Bachelor of Science in Professional Sales and Business Management and an MBA in Real Estate from Florida State University, equipping him with a solid foundation in both business strategy and mortgage finance. Blake is known for his ability to translate complex compliance challenges into practical, lender-friendly solutions that drive confidence and results.

Laura Brandao is a trailblazing leader in the mortgage industry, known for her unwavering commitment to empowering people, building businesses, and making lives better. In 2026, Laura proudly serves as the President and Owner of MLB Wholesale, where she is leading a new era of growth, partnership, and purpose-driven lending.

Beyond her corporate achievements, Laura is deeply committed to advancing the mortgage community through advocacy, mentorship, and education. She serves as Vice President of MBA-NJ, Chair of the MBA-NJ Women’s Committee, Chair of Women with Vision, and Chair of the NAMMBA Visionary Program. She also contributes to the NAMB Inspire and NAMB Elevate mentoring Programs and AIME’s Women’s Mortgage Network.

Laura serves on multiple industry boards, including Clear Closer, Friday Harbor AI, Strack Ventures, The Private Asset & Management Group, and Leaf360, expanding her influence across housing, finance, technology, and innovation.

Whether leading organizations, mentoring professionals, or speaking on stages across the country, Laura’s mission is simple yet powerful: To inspire growth, build leaders, create opportunity, and make lives better one relationship, one company, and one family at a time.

Kelcey T. Brown, MBA is Chief Strategy Officer and Executive Vice President at WebMax, where he leads strategic vision and growth initiatives for one of the mortgage industry’s most respected SaaS platforms. As a cofounder and key architect of the company’s direction, Kelcey plays a vital role in shaping product innovation, market positioning, and long-term client value.

With over 20 years of experience in real estate technology and mortgage software, Kelcey has a proven track record of driving digital transformation that helps lenders and brokers modernize their online presence and operational workflows. He began his career in customer support and success roles, building deep insight into client needs and technology adoption that now informs his leadership and strategy.

Kelcey’s industry contributions have been recognized with honors including National Mortgage Professional Magazine’s 40 Under 40 and Mortgage Luminary by Progress in Lending Magazine, highlighting his forward-thinking impact on mortgage technology.

A frequent speaker and panel participant, Kelcey shares expertise on digital strategy, user experience, and mortgage technology trends. He remains actively engaged in industry communities, helping guide conversations on how fintech and automation can improve business outcomes for lenders.

Outside of work, Kelcey is a dedicated family man based in South Jersey. He enjoys coaching youth soccer, following professional and national teams, and spending time with his family and their senior Maltese, Sunny.

Brown is the Chief Revenue Officer (CRO) at Gateless, Inc., a mortgage technology company focused on transforming the lending experience through intelligent automation. In his role, Mike leads sales and revenue generation efforts, driving customer acquisition and strategic growth initiatives that expand the company’s market footprint.

With nearly 20 years of experience in the FinTech and mortgage technology sectors, Mike is known for developing and executing revenue strategies that deliver meaningful business results. He has a strong track record of building high-performing teams, forging valuable partner ecosystems, and optimizing product launches to support sustainable growth.

Prior to joining Gateless, Mike held leadership positions across the industry, including roles in sales, client engagement, and business development, where he consistently drove performance improvements and market expansion.

At Gateless, Mike champions the adoption of automation and data-driven solutions that help lenders streamline operations, reduce costs, and enhance the borrower experience in an increasingly competitive landscape.

Jordan Chapman

President of Sales, AMC Encore
Former Regional Vice President, RSDS Appraisal

Jordan Chapman is the President of Sales at AMC Encore, where she leads national growth initiatives, strengthens strategic partnerships, and drives innovative approaches to appraisal and valuation services. With a background spanning appraisal operations, client relations, and sales leadership, Jordan brings a well-rounded perspective to the modern valuation landscape.

Before joining AMC Encore, Jordan spent nearly five years with RSDS Appraisal, advancing from client relations into senior leadership as Regional Vice President. In that role, she oversaw multi-state operations, elevated customer experience, and helped expand the organization’s footprint through strong relationship management and refined operational processes.

Jordan is also a Licensed Residential Real Estate Appraiser (CA #3010412), with hands-on appraisal experience across the Southwest, including Arizona and California. Her industry experience—combining frontline valuation work with executive sales leadership—gives her a deep understanding of the practical and business challenges facing today’s lenders and appraisal professionals.

Known for her adaptability, communication skills, and commitment to elevating service standards, Jordan continues to drive innovation at the intersection of valuations, client experience, and scalable operations.

To inspire growth, build leaders, create opportunity, and make lives better one relationship, one company, and one family at a time.

Mike Eising is a nationally recognized compliance and risk executive, industry educator, and thought leader in mortgage regulation, risk strategy, and technology governance. As Chief Compliance and Risk Officer at Ruoff Mortgage, he leads compliance, quality control, licensing, and vendor management for a multi-billion-dollar mortgage organization, ensuring operational discipline in an increasingly complex regulatory environment.

With a career built at the intersection of regulation, risk management, and innovation, Mike is known for transforming compliance from a cost center into a strategic advantage. His leadership philosophy is captured in his signature belief: “We’ll fix it later” is not a control. He champions proactive risk frameworks, scalable governance models, and technology-forward compliance solutions that enable sustainable growth while protecting consumers and the enterprise.

Mike holds an exceptional portfolio of industry credentials, including Certified Mortgage Banker (CMB®), Certified Regulatory Compliance Manager (CRCM), Certified Mortgage Compliance Professional (CMCP), Registered Compliance and Mortgage Specialist (RCMS), Certified Risk Management Professional (CRMP), along with an MBA in IT Management and a Master of Science in Management and Leadership (MSML). His academic and professional foundation allows him to bridge regulatory rigor with operational execution and digital transformation.

Beyond his executive role, Mike is a dedicated industry educator and advocate. He serves as an Adjunct Faculty Member for the Mortgage Bankers Association and is an active member of the Indiana Mortgage Bankers Association’s Compliance and Education Committee. In recognition of his leadership and lasting impact on the industry, he was honored with the prestigious Ken Markison Legacy Achievement Award.

Theo Ellis, CFA is Chief Executive Officer and Co-Founder of Friday Harbor, a Seattle-based mortgage technology firm building next-generation artificial intelligence to transform the loan origination process. Friday Harbor’s platform empowers lenders of all sizes with real-time underwriting intelligence that helps originators assemble clean, complete and compliant loan files faster and more efficiently than traditional workflows.

Prior to founding Friday Harbor, Theo held senior roles across fintech and financial services, including as Vice President of Growth for Lenders One and Head of Growth for the US at Pagaya Technologies, and earlier career experience at PIMCO and McKinsey & Co. These roles deepened his expertise in scaling data-driven businesses and bringing innovative technology solutions to market.

Under his leadership, Friday Harbor has secured venture backing—including support from the AI2 Incubator and leading early-stage funds—and built integrations with major mortgage systems to bring AI-enhanced origination tools to lenders nationwide. His vision centers on leveling the competitive playing field so smaller lenders can leverage cutting-edge tools historically available only to the largest institutions.

Theo holds a CFA designation and is frequently featured in industry discussions on AI’s role in mortgage fintech, speaking at events and contributing thought leadership on how applied intelligence can improve the borrower and lender experience alike.

Liz Facemire

Assistant Vice President, State Government Affairs

Liz Facemire is an experienced government affairs leader with a strong track record of shaping public policy and advancing industry priorities within the financial services and mortgage sectors. As Assistant Vice President of State Government Affairs, Liz works closely with lawmakers, regulators, and industry stakeholders to drive responsible state-level policy, strengthen advocacy efforts, and support a healthy, sustainable housing finance ecosystem.

With a background spanning community engagement, mortgage lending, and risk management, Liz brings a well-rounded perspective to her policy work. She is known for her ability to build strong, productive relationships across government and industry, as well as her skill in translating complex regulatory issues into clear, actionable strategies.

Liz’s commitment to public service, collaborative approach to policymaking, and deep understanding of the mortgage industry have made her a trusted voice in state legislative and regulatory affairs.

Justin Ferris

Account Manager, Enact

Justin Ferris is an accomplished sales and operations professional with more than 30 years of experience in sales and sales management, including over 25 years dedicated to the mortgage industry. As an Account Manager at Enact, Justin brings a deep understanding of mortgage risk, operational efficiency, and production strategy to his work with lenders nationwide.

Throughout his career, Justin has built a reputation as an enthusiastic, production-driven leader who excels at navigating complex lending environments. His expertise spans risk management, private mortgage insurance (PMI), operations, and warehouse line management—allowing him to support clients with a strategic, solutions-oriented approach that improves performance and mitigates risk.

With decades of hands-on industry knowledge and a commitment to building strong, consultative relationships, Justin continues to help lenders optimize processes, strengthen decision-making, and drive sustainable growth in a competitive mortgage landscape.

Anthony Galiano

Financial Services Executive & Strategic Operations Leader

Anthony Galiano is an accomplished and dedicated Financial Services professional with a proven track record of driving revenue growth, reducing operational costs, and elevating productivity across teams and organizations. Known for his strategic insight and hands-on leadership style, Anthony excels at identifying opportunities that improve efficiency, strengthen team morale, and enhance enterprise-wide performance.

Throughout his career, Anthony has demonstrated a strong ability to understand customer needs, analyze organizational objectives, and develop tailored solutions that produce measurable results. His commitment to building cohesive, high-performing teams and fostering productive relationships across all corporate levels has earned him a reputation as an influential communicator and trusted partner to colleagues and clients alike.

With a results-oriented mindset and a passion for optimizing operations, Anthony continues to help organizations uncover new revenue opportunities, streamline processes, and position themselves for long-term success in a competitive financial landscape.

Zephan Gilani is an IT and finance professional with a strong passion for customer service and technology-driven solutions. He holds a degree in Networking Communications Management and has built a successful career as a Mortgage Loan Officer, where he actively uses artificial intelligence to improve efficiency and enhance the client experience. His blend of technical and financial expertise has helped strengthen client relationships and drive meaningful innovation. Zephan has been recognized by Forbes as a Rising Star in the Mortgage Industry and is a six-time Five Star Professional award recipient.

Josh Glantz is the Chief Executive Officer of Lendware, Inc., a forward-thinking mortgage technology company focused on empowering loan officers and mortgage brokers with AI-driven CRM, automation, and predictive tools that boost productivity and business growth. In this role, Josh leads the strategic vision and execution of Lendware’s expansion efforts, steering product innovation and market adoption to help mortgage professionals become top producers in a competitive landscape.

With more than two decades of experience building and scaling successful data-driven businesses across software, digital marketplaces, and SaaS platforms, Josh brings deep expertise in go-to-market strategy, user-centric product development, and high-performance team leadership. Before helming Lendware, he served in senior executive and advisory roles helping early- and growth-stage companies accelerate revenue, refine their value propositions, and expand into new markets.

At Lendware, Josh is passionate about transforming how mortgage professionals engage with technology — blending powerful CRM capabilities with AI insights to streamline lead generation, nurturing, and client retention. Under his leadership, the company has accelerated platform enhancements and broadened strategic partnerships, reinforcing its mission to support independent lenders and drive measurable business outcomes.

Josh holds a degree from Princeton University, and he is widely recognized as a thought leader and advisor in the B2B SaaS arena, known for his ability to bridge technological innovation with practical business results.

Ashley Gravano

Sales Leader & National Business Development Strategist

Ashley Gravano is a results-driven sales leader known for her ability to build high-performing relationships, strengthen client retention, and drive measurable revenue growth. With a proven track record of exceeding monthly and quarterly sales goals, Ashley brings a blend of strategic insight, hands-on execution, and energetic leadership to every engagement.

Throughout her career, Ashley has been recognized for her strong attention to detail, advanced prospecting abilities, and her talent for developing and implementing solutions that streamline processes and strengthen customer experience. Her communication skills—both written and verbal—allow her to collaborate effectively across teams, resolve issues quickly, and cultivate long-term partnerships that fuel organizational success.

Ashley’s expertise includes:
• National Business Development
• Client Relations & Customer Retention
• Relationship Building & Networking
• Advanced Prospecting
• Leadership & Team Management
• Process Development & Solution Implementation

Driven, collaborative, and highly motivated, Ashley Gravano exemplifies leadership through action, making her a powerful contributor to any stage, panel, or strategic conversation.

Audrie Gregory

Audrie Gregory is a Vice President at Verus Mortgage Capital, where she has been a key contributor since 2017. With over two decades of experience in the mortgage industry, her background spans mortgage insurance and correspondent conventional lending, having held roles at Citi, SunTrust, and Franklin American. Audrie brings deep expertise in the non-QM space, particularly in supporting conventional lenders as they expand into non-agency products. Her insights are grounded in a comprehensive understanding of both traditional and emerging credit markets.

Adam S. Guziejewski

President, Katz Government Affairs, LLC
Strategic Advisor • Problem Solver • Veteran Lobbyist

Adam S. Guziejewski is the President of Katz Government Affairs, LLC, where he serves as a strategic advisor and seasoned advocate for organizations navigating New Jersey’s legislative and regulatory landscape. A veteran lobbyist with nearly a decade of experience representing clients in Trenton, Adam is known for his ability to translate complex policy environments into clear, actionable strategies that drive meaningful results.

Since joining Katz Government Affairs in 2018, Adam has progressed through senior leadership roles—including Senior Director and Senior Vice President—before assuming the presidency in 2025. Throughout his tenure, he has advised a wide range of clients in financial services, housing, business, and public policy, helping them anticipate legislative changes, build productive relationships with policymakers, and effectively position their priorities.

Adam’s reputation is built on strategic insight, strong analytical skills, and a pragmatic, solution-oriented approach to advocacy. Colleagues and clients alike value his ability to “navigate Trenton” with ease—along with his equally refined talent for navigating bedtime routines at home as a dedicated husband and father.

Committed, collaborative, and deeply engaged in the policymaking process, Adam continues to play an influential role in shaping policy outcomes and supporting organizations across New Jersey’s government affairs landscape.

Michael Hammond, CMT is Founder and President of NexLevel Advisors, a mortgage industry business advisory and growth-acceleration firm that helps mortgage technology companies, service providers, and B2B fintechs strengthen their brand, accelerate demand generation, and scale strategically in a competitive lending ecosystem.

Michael is a seasoned mortgage and fintech executive with over two decades of experience spanning strategy, marketing, sales, product, and leadership roles across startups and established organizations. He holds the Certified Mortgage Technologist (CMT) designation, reflecting deep expertise in mortgage technology, innovation, and digital transformation.

At NexLevel Advisors, Michael serves as a fractional chief marketing officer and strategic advisor, helping clients sharpen market positioning, align revenue and marketing strategies, and drive qualified pipeline growth. His work focuses on practical, results-driven execution, with an emphasis on AI-powered marketing, brand visibility, and scalable go-to-market strategies.

An active voice in the mortgage community, Michael regularly contributes thought leadership through articles, podcasts, and industry panels, sharing insights on technology adoption, lead generation, artificial intelligence, and the future of mortgage lending.

Bio coming soon.

Paul Jones, SVP of Business Development, Logan Finance Paul Jones is a true pioneer in the Non-QM space, bringing nearly three decades of mortgage industry experience and a deep understanding of alternative lending. As an early adopter of Non-QM, Paul has spent the last nine years dedicated to reshaping the way originators and lenders approach this vital market. His expertise spans education, product development, investor relations, and strategic growth initiatives—all aimed at helping mortgage professionals leverage Non-QM to expand their business.

Mark Melini is the SVP of Non-QM Production at Kind Lending, bringing 27 years of wholesale mortgage industry experience to his role. A proven channel leader at some of the nation’s largest wholesale lenders, Mark has held multiple senior-level leadership positions throughout his career. He has successfully led the rollout of non-QM products at multiple companies and now spearheads Kind’s non-QM strategy. Mark is deeply committed to supporting Kind’s account executives while empowering and educating brokers through clear guidance, product expertise, and a partnership-first approach.

Michael Meyers is a Senior Account Executive at First Colony Mortgage, where he focuses on building strong relationships and driving growth within the wholesale and national distribution channels. With a deep commitment to serving mortgage brokers and correspondent partners, Mike leverages decades of industry experience to help clients expand their businesses and access competitive lending solutions.

With more than 25 years in the mortgage industry, Mike began his career in 1995 and has since developed broad expertise across wholesale lending, client relationship management, and strategic business development. He has consistently earned peer recognition — including membership in Presidents Club — for his ability to deliver results, foster partnership success, and support lender objectives with a client-first approach.

Known for his consultative sales style and market insight, Mike works closely with brokers and referral partners to identify opportunities for growth, tailor financing solutions to fit borrower needs, and navigate the complexities of today’s mortgage environment. His practical knowledge and dedication to service make him a trusted resource for lenders seeking proactive support and business expansion guidance.

Outside of his professional life, Mike enjoys staying connected with industry trends and investing in the success of his networks and clients.

Bob Niemi, CMB®

Trusted Advisor • Regulatory Resource • Industry Advocate • Speaker
Weiner Brodsky Kider PC

Bob Niemi, CMB®, is a nationally recognized regulatory advocate and seasoned mortgage industry leader known for his ability to “connect the dots” across complex supervisory, licensing, and compliance issues. With more than two decades of experience spanning lending, regulation, examinations, and industry governance, Bob helps mortgage companies navigate today’s regulatory landscape with clarity, confidence, and practical, frontline-tested solutions.

As part of Weiner Brodsky Kider PC, Bob supports mortgage lenders across the country by guiding them through examination preparation, policy development, supervisory challenges, and state-level regulatory issues. While not an attorney, he is widely regarded as a trusted advisor whose insights stem from years as Chief Lending Regulator, a long history of industry committee leadership, and deep relationships with regulators, policymakers, and mortgage executives nationwide.

Bob is also a frequent national speaker, mentor, trainer, and author—known for making complex regulatory concepts accessible and actionable. His contributions have earned numerous industry honors, including the 2024 AARMR Distinguished Service Award, the 2024 Marianne Collins State & Local MBA Leadership Award, and recognition as a NAMMBA Visionary.

Rudy Orman

As Senior Vice President of NQM Funding, Inc., Rudy is responsible for Sales, Marketing, Investor Relations, and Product Development. NQM Funding, Inc. specializes in NonQM lending solutions for mortgage brokers and lenders.

Prior to joining NQM Funding, Inc., Rudy established a NonQM lending channel at Reliant Bank and held leadership roles at Goldman Sachs, American Capital Mortgage Investment, and HSBC.

Rudy has over 35 years of experience in the mortgage industry. He holds a master’s degree in business finance and is a Certified Mortgage Banker (CMB). With over 35 years of experience in the mortgage industry, Rudy brings deep expertise in sales strategy, product development, capital markets, servicing, and securitization. Prior to joining NQM Funding, he built and led a NonQM channel for Reliant Bank and held senior positions at major financial institutions including Goldman Sachs, American Capital Mortgage Investment, and HSBC. His broad industry background equips him with a comprehensive perspective on market trends and lending dynamics.

Rudy holds a Master’s degree in Business Finance and is a Certified Mortgage Banker (CMB), a designation that underscores his commitment to professionalism and industry excellence. He is a sought-after speaker and thought leader, regularly sharing insights on NonQM lending, market innovation, and strategic business development at industry events and conferences.

Amanda Padd is the Chief Revenue Officer at Secure Insight, the mortgage industry’s leader in wire and mortgage fraud prevention. With more than a decade of experience in the mortgage space, Amanda has dedicated her career to helping lenders, title agents, and attorneys navigate the complex landscape of third-party risk management and fraud prevention.

At Secure Insight, Amanda leads a high-performing sales team and ensures clients fully leverage the company’s solutions as essential safeguards against wire fraud, cyber threats, and disbursement fraud. Through her leadership, Amanda plays a critical role in strengthening Secure Insight’s presence and influence across the mortgage industry. She also played an instrumental role in the development and launch of TruePay, an innovative solution designed to protect settlement professionals and small businesses from disbursement fraud at the closing table.

In 2026, Amanda achieved several notable career milestones, celebrating her 10th year with Secure Insight, earning the Mortgage Bankers Association’s 2026 Residential mPact Young Professional Spotlight Award, and being elected to the Board of the Mortgage Bankers Association of New Jersey.

Beyond her technical expertise, Amanda is widely recognized for her natural ability to connect with others. A dynamic speaker and passionate networker, she frequently shares insights on the power of authentic connection, effective communication, and showing up with purpose in an industry built on relationships. Amanda is also a strong advocate for women in the mortgage industry, championing opportunities for women to lead, grow, and support one another throughout their careers.

Joseph “Joe” Panebianco is the Founder and Chief Executive Officer of AnnieMac Home Mortgage, where he drives the company’s strategic vision and policy direction. Known for his dynamic leadership style, Joe prioritizes hiring exceptional talent, equipping them with the resources to thrive, and holding them accountable to reach their potential.

He works closely with AnnieMac’s Sales and Operations teams to ensure the company’s culture, technology, pricing, and product offerings evolve with the needs of today’s borrowers and sales professionals. His hands-on approach and deep industry insight have been instrumental in AnnieMac’s continued growth and innovation.

Before founding AnnieMac, Joe served as President of Village Capital & Investment, where he applied the same forward-thinking leadership to guide the company through a successful acquisition in 2009. His career began in institutional finance as a bond trader and then portfolio manager for Lord Abbett & Co. There he specialized in MBS and ABS but was also an active member of the Investment Strategy team.

Joe holds degrees from Stockton University and William Paterson University. He is also a Chartered Financial Analyst (CFA) and Certified Mortgage Banker (CMB), credentials that underscore his expertise in finance, risk management, and strategic execution. Beyond his professional achievements, Joe is an active philanthropist through the Panebianco Family Foundation, which supports a range of charitable causes including Healing for Heroes. He and his children also volunteer regularly at the Cathedral Kitchen in Camden, NJ, offering time and essential resources to those in need. In his personal life, Joe is deeply committed to family, continuous learning, and personal development. He is an avid reader with a passion for philosophy and self- improvement—interests that continually shape his leadership and worldview."

Nishith “Nish” Parikh is the President and Chief Executive Officer of Kwik Mortgage Corporation, a leading residential mortgage lender headquartered in Parsippany, New Jersey. With over two decades of experience in financial services and mortgage banking, Nish has built Kwik Mortgage into a digital-centric, customer-focused lending platform recognized for competitive pricing, operational efficiency, and exceptional service.

Nish’s career began in the corporate finance and analytics sector, serving as a Tax Analyst at Merrill Lynch and a Business Analyst at NASDAQ. He holds a Bachelor of Science degree in Accounting from Rutgers University and completed advanced coursework in Management Information Systems at Stevens Institute of Technology. This foundation in finance, data analysis, and systems optimization shaped his strategic approach to mortgage lending—one that merges deep industry expertise with modern technology.

Under Nish’s leadership, Kwik Mortgage has expanded its footprint and refined its lending model by simplifying the borrower’s experience, enhancing speed and accuracy through automation, and maintaining strict transparency in pricing and process. He is a strong advocate for educating consumers and empowering them to make informed decisions.

Central to Nish’s philosophy is the belief that a mortgage is not merely a transaction, but a holistic financial-planning tool. He emphasizes residential financing as part of a family’s broader long-term strategy for wealth creation, stability, and responsible financial management. This perspective is reflected in Kwik’s consultative approach, where thousands of clients receive guidance that aligns their homeownership goals with their overall financial wellbeing.

Rob Pisani

President & Founding Partner, Appraisal Links, Inc.

Rob Pisani is the President and Founding Partner of Appraisal Links, Inc., a leading national appraisal management provider serving lenders and banks across the country. With deep industry expertise and a commitment to service excellence, Rob has built Appraisal Links into a trusted partner for financial institutions seeking reliable, high-quality valuation solutions.

Under his leadership, Appraisal Links leverages one of the nation’s largest Qualified Appraiser Networks—comprised of thousands of certified appraisers nationwide—to ensure timely, accurate, and compliant appraisal reports from order through completion. Rob’s focus on operational efficiency, client communication, and consistent quality has positioned the company as a preferred resource for lenders navigating today’s complex valuation environment.

Rob’s dedication to innovation and customer service has made him a respected figure in the appraisal and mortgage industries. His ability to integrate technology, process optimization, and nationwide expertise allows Appraisal Links to continue setting standards for speed, precision, and professionalism in property valuation.

With over 35 years of experience in the mortgage industry, Jeff is a seasoned and skilled technologist who can deliver innovative and efficient solutions for Lenders of all sizes. My core competencies include mortgage manufacturing process improvement, capital markets technologies, and business analysis. I have successfully implemented and managed multiple LOS and POS platforms, designed and optimized business processes, and facilitated data integration and migration. I am passionate about leveraging technology to transform the mortgage business and create value for customers and stakeholders.

Jeff enjoys the Outdoors and spending time with his new granddaughter.

Corporate Vice President, Retail Growth M&A Lending and one of the mortgage industry’s most recognized experts on mergers, acquisitions, and strategic growth. With over two decades of experience in the mortgage and financial services sectors, Rick has advised on, facilitated, or directly participated in hundreds of M&A transactions, earning a reputation as the go-to authority on consolidation trends in the independent mortgage banking space. He is a sought-after speaker, commentator, and strategic advisor to lender CEOs and ownership groups evaluating their options in a rapidly consolidating market. Rick’s data-driven analysis of deal flow, market dynamics, and competitive positioning has made him an indispensable voice in industry discussions about the future of mortgage lending.

With over 35 years of experience in the mortgage industry, I am a seasoned and skilled technologist who can deliver innovative and efficient solutions for lenders of all sizes. My core competencies include mortgage manufacturing process improvement, capital markets technologies, and business analysis. I have successfully implemented and managed multiple LOS platforms, designed and optimized business processes, and facilitated data integration and migration. I am passionate about leveraging technology to transform the mortgage business and create value for customers and stakeholders.

Throughout Lisa’s tenure in the mortgage industry, she has become known as a builder of businesses. Most recently as an advisor to LoanNEX and national lenders and investors who are looking to grow in Non-Agency lending.

Prior to her current consulting engagements, Lisa was SVP Non-QM at NewRez and EVP building out Sprout Mortgage’s platform focusing on technology solutions, scaling operations from origination through securitization, product development and training initiatives leading to brand adoption.

As both a consultant and employee, her accomplishments also include, Home Point Financial Business Transformation, Ellie Mae’s Total Quality Loan initiative which is now a standard within the platform and EVP at American Brokers Conduit (ABC) where Lisa Schreiber led the vision and implementation of the platform that drove ABC to become the fastest growing and most respected wholesale mortgage lender in the industry at that time.

Lisa believes her business success is closely interconnected with her quest for knowledge and a drive to succeed. Her approach to each challenge continues to lead her to grow in each position she undertakes, both in business process design and sales leadership, to becoming a sought-after leader in her industry when looking to undertake new growth initiatives.

Lisa has been recognized as a valued industry speaker and awarded multiple recognition as a HW Vanguard, Progress in Lending Thought Leader, NEXT Powerhouse, Powerful Women in FinTech, Lending Luminary and Women with Vision. She has expanded her efforts to working with multiple charitable organizations.

Ben Scribner is Regional Sales Manager at Angel Oak Mortgage Solutions, where he serves as a trusted advisor and consultant supporting mortgage brokers and correspondent partners with non-agency lending solutions. In this role, Ben helps lenders tap into Angel Oak’s expanding portfolio of non-QM and portfolio programs, offering expertise, training, and tools that support business growth and pipeline diversification.

With a strong focus on relationship building and client success, Ben brings practical insight into how non-QM products can help professionals grow their businesses and meet the needs of borrowers who fall outside traditional qualifying criteria. He is known for his responsiveness, industry knowledge, and dedication to helping partners navigate the evolving non-QM landscape.

Ben’s efforts also include participation in educational webinars and industry events where he contributes to discussions on product features, market trends, and best practices for leveraging Angel Oak’s solutions effectively.

Based in Doylestown with a wide client reach, he remains focused on expanding Angel Oak’s presence and supporting community lenders with mortgage programs that help more borrowers achieve homeownership.

Felicia Seedorf is a nationally respected business development executive with over 15 years of proven success in appraisal and title services. She leads strategic growth initiatives and builds high-impact partnerships across the industry.

Felicia is known for her relationship-first leadership style and ability to convert market opportunities into long-term, scalable success. Her national footprint and state-level connections allow her to drive meaningful results in both residential and commercial transactions. She is a sought-after voice in the industry, having spoken at leading events such as the NYC Real Estate Expo, the Southeast Real Estate Expo, and Mortgage Bankers Association conferences.

She also serves on the Women’s Committee of the New Jersey Mortgage Bankers Association, where she champions professional development and collaboration across the industry.

Whether on stage or in strategic meetings, Felicia brings a fresh, pragmatic perspective grounded in real-world expertise. Her insights continue to shape how professionals across the mortgage and real estate landscape collaborate, grow, and lead.

He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

John A. Terebey is the founder and team leader of the Terebey Relocation Team, a family-owned real estate firm with more than 45 years of deep roots in Mercer County, New Jersey. Introduced to the business at just eighteen under the mentorship of his father—a highly respected Princeton real estate professional—John developed an early, hands-on understanding of the local market that continues to define his approach today.

Under John’s leadership, the Terebey Relocation Team has surpassed $1 billion in total sales, representing 160 families and $94 million in volume in the past year alone. Known for a client-first philosophy and strong operational discipline, the team consistently delivers strategic guidance, clear communication, and results across a wide range of price points and transaction types.

For buyers, John and his team provide access to off-market opportunities, real-time listing alerts, tailored home searches, and skilled negotiation—supported by end-to-end transaction management. Sellers benefit from data-driven pricing, high-impact marketing, and a robust buyer network designed to generate momentum, maximize value, and ensure a smooth, well-executed sale.

A lifelong Mercer County resident, John remains deeply invested in the communities he serves. His work extends beyond transactions to building long-term relationships, supporting local initiatives, and helping families navigate meaningful transitions with confidence.

Amanda Tucker is a nationally respected risk and compliance executive with nearly two decades of experience building, strengthening, and leading enterprise risk management and regulatory compliance programs across banking and mortgage institutions.

As Chief Risk & Compliance Officer at Atlantic Bay Mortgage Group, Amanda provides strategic oversight of the organization’s enterprise risk framework, regulatory compliance, fraud prevention, and governance initiatives. Since joining Atlantic Bay in 2017, she has played a pivotal role in enhancing risk infrastructure, modernizing compliance controls, and aligning risk strategy with sustainable growth objectives. Her leadership ensures operational integrity while supporting a strong client experience across the enterprise.

Prior to Atlantic Bay, Amanda served as Chief Operating & Risk Officer at Old Dominion National Bank, where she oversaw the Bank’s Enterprise Risk Management Program and consumer compliance initiatives, safeguarding client information and strengthening institutional resilience. She also held senior leadership roles including Director of AML & Fraud at StellarOne Bank, SVP/Operational Risk Manager at Union First Market Bank, and VP Compliance at Community Financial Corp.

Craig Ungaro is Chief Operating Officer and Chief of Staff at AnnieMac Home Mortgage, where he drives operational excellence and strategic growth for one of the nation’s most respected residential mortgage lenders. With more than two decades of experience in the real estate finance industry, Craig oversees key functions including operations, technology, credit policy, compliance, quality control, enterprise project management, and cross-departmental initiatives that strengthen both performance and borrower experience.

Since joining AnnieMac early in his career, Craig has played a pivotal role in the company’s expansion and success. He has led strategic acquisitions that expanded AnnieMac’s presence into new markets and has been instrumental in deploying next-generation technologies to streamline processes and enhance borrower outcomes. His leadership is characterized by a people-first mindset and a focus on unifying culture and operational frameworks across the organization.

Craig’s industry influence extends beyond his company leadership. He has served on the Mortgage Bankers Association’s Mortgage Action Alliance Steering Committee and remains actively engaged with key industry associations including the MBA, MBA-NJ, Lenders One, and The Mortgage Collaborative. His contributions underscore his commitment to shaping the future of mortgage finance through collaboration, innovation, and advocacy.

Recognized for his operational insight and commitment to excellence, Craig has earned accolades such as inclusion on National Mortgage Professional’s “40 Under 40,” honoring his impact and leadership within the mortgage community.

Matthew VanFossen

CEO, Absolute Home Mortgage Corporation & Mortgage Automation Technologies
President, New Jersey Mortgage Bankers Association

Matthew VanFossen is the CEO of Absolute Home Mortgage Corporation, a mid-size Independent Mortgage Banker based in Fairfield, NJ, and the CEO of Mortgage Automation Technologies, a leading financial technology provider specializing in consumer mortgage solutions. A respected industry voice and a driving force for innovation, Matthew also serves as President of the New Jersey Mortgage Bankers Association, becoming both the youngest and the only four-year-term president in the organization’s history.

With more than a decade of experience in residential mortgage lending, Matthew brings extensive knowledge of the broader housing ecosystem. As CEO of Absolute Home Mortgage, he has overseen more than $10 billion in retail originations and has held executive leadership roles across multiple successful mortgage organizations. He has also served as a consultant to fintech start-ups and mortgage lenders nationwide, helping shape strategies that fuse technology with practical lending operations.

Matthew’s leadership and innovation have earned wide recognition. He has been named a Top Mortgage Professional Under 40 by National Mortgage News and has been featured in Forbes, Scotsman Guide, and HousingWire. In 2023, he received the ICE Mortgage Technology Innovators Award for Best Use of Next-Generation Mortgage Technology by Encompass.

Under his guidance, Absolute Home Mortgage and Mortgage Automation Technologies have become influential players in the mortgage technology landscape. His team developed the web-based BIG Point of Sale, used by major lenders across the country, and he coined the groundbreaking “Farm to Table” Loan Officer-to-Programmer rapid design and testing methodology, streamlining consumer mortgage transactions, reducing lender costs, and eliminating communication friction.

Matthew also serves as Co-Chair of the Mortgage Bankers of America State and Local Regulatory Committee and is a past board member of the Community Home Lenders of America. His career reflects a deep commitment to advancing the mortgage industry through responsible innovation, operational efficiency, and forward-looking leadership.

Sarah Wheeler

Editor in Chief, HousingWire

Sarah Wheeler oversees all aspects of content creation at HousingWire. She is responsible for the award-winning teams that report the news, create sponsored content, work with contributors and coordinate events. Sarah sets the strategy for news coverage and priority topics, ensuring we provide “the full picture” for housing professionals to grow their business and succeed in any market. She serves as the liaison between the business and editorial side of HousingWire and regularly meets with industry executives and governmental leaders. Sarah is host of the HousingWire Daily podcast which has 1.3 million downloads a year.

Sarah Wheeler's Experience
Sarah has an extensive background in writing and editing, from small newspapers to corporate communications and advertising. She has been at HousingWire for nearly 12 years, working first as our Sponsored Content Editor before becoming Magazine Editor and then Editor in Chief. She won Folio’s Top Women in Media award in 2016. Sarah credits her 10 years owning and operating a small home health agency with giving her critical insights on what’s important to a business audience. She holds a bachelors degree from Texas State University.

Joe Culver

Executive Director & Chief Operating Officer, New York Mortgage Bankers Association
Mortgage Banking Executive • Industry Leader • Former Award-Winning Radio DJ

Joe Culver serves as the Executive Director and Chief Operating Officer of the New York Mortgage Bankers Association, a role he assumed in January 2024 after more than four decades as a respected mortgage banking executive across New York and New England. With experience dating back to 1983 and NMLS# 580556, Joe has built a distinguished career marked by leadership, advocacy, operational expertise, and an unwavering commitment to advancing the mortgage industry.

Before stepping into statewide leadership at the NY MBA, Joe served as both President and long-tenured member of its Board of Directors (2014–present). He is also a two-time Past President and longtime Board member of the Mortgage Bankers Association of Northeastern New York (1986–2011), as well as a current Board member of the Maine Association of Mortgage Professionals.

Joe’s interests and impact extend far beyond the mortgage world. Prior to his banking career, he spent a decade as a radio DJ and music director, winning a Billboard Music Award and promoting concerts across the Northeast (1973–1983). His passion for community service is reflected in his leadership roles with numerous regional organizations, including:

Paul Chirelli

Partner
Paul Chiarelli, CPA, is a seasoned accounting professional serving as a Partner at Cathedral CPAs & Advisors, a firm formed through the strategic merger of Acquavella, Chiarelli, Shuster LLP (ACS LLP), Spiegel Accountancy Corp., and Cathedral Accountancy LLP. With a career spanning over two decades, Paul has built a reputation for delivering comprehensive accounting and advisory services. He is a graduate of Rutgers, The State University of New Jersey-Camden, and is based in the New York City Metropolitan Area. Paul’s expertise encompasses tax services, accounting and auditing, mortgage banking, and management advisory, reflecting his commitment to excellence and client success in the financial sector.