Terms of Service

Effective Date: January 1, 2024

Welcome to the Mortgage Bankers Association of New Jersey (“MBA-NJ,” “we,” “our,” or “us”). By accessing or using our website, mbanj.com, and any related services (collectively, the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use this Site.

1. Use of the Site

  • The Site and its content are provided for informational and educational purposes related to MBA-NJ’s mission, events, and services.

  • You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the Site.

  • Unauthorized attempts to upload or change information, or to otherwise interfere with the operation of the Site, are strictly prohibited.

2. Event Registration & Membership

  • When registering for an event or applying for membership, you agree to provide accurate, current, and complete information.

  • Registration fees or membership dues, when applicable, are non-refundable unless otherwise stated in event-specific terms.

  • MBA-NJ reserves the right to cancel or reschedule events at its discretion, with reasonable notice provided.

3. Intellectual Property

  • All content on the Site, including text, graphics, logos, and materials, is owned by or licensed to MBA-NJ and is protected by applicable copyright, trademark, and intellectual property laws.

  • You may not copy, reproduce, distribute, or create derivative works from the Site content without prior written consent from MBA-NJ.

4. Third-Party Links

  • The Site may contain links to third-party websites. MBA-NJ does not control or endorse these websites and is not responsible for their content, privacy policies, or practices.

  • Use of third-party websites is at your own risk.

5. Disclaimer of Warranties

  • The Site is provided on an “as is” and “as available” basis.

  • MBA-NJ makes no warranties or representations regarding the accuracy, reliability, or availability of the Site or its content.

  • To the fullest extent permitted by law, MBA-NJ disclaims all warranties, express or implied, including fitness for a particular purpose.

6. Limitation of Liability

  • MBA-NJ shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site, event participation, or reliance on Site content.

  • This limitation applies even if MBA-NJ has been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless MBA-NJ, its officers, directors, employees, and affiliates from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any rights of another.

8. Changes to the Terms

MBA-NJ may update these Terms from time to time. Changes will be effective upon posting on this page. Your continued use of the Site after updates are posted constitutes acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by and construed under the laws of the State of New Jersey, without regard to conflict of law principles.

10. Contact Us

For questions about these Terms, please contact us at:

Mortgage Bankers Association of New Jersey

130 W Water Street, #326
Toms River, NJ 08753
Phone: (732) 596-1619
Fax: (732) 596-1625
Email: info@mbanj.com